Terms and Conditions
By accessing or using American Casinos at raysindex.com, you agree to be bound by the terms set out below. Please read them carefully before relying on any content published here. If you do not agree, you should not use this site.
1. What This Site Is
American Casinos is an independent comparison and review website. We research, evaluate and present information about online casinos available to residents of the United States. We do not operate a casino, accept wagers, hold player funds or process gambling transactions. Every casino listed on this site is a separate, independently operated business.
Our editorial focus is helping US adults find reputable real-money online casino sites by comparing payout rates, bonuses, banking options and licensing. The ranked offer cards and ratings you see on our pages reflect our own assessment criteria; they are not endorsements that any particular site will produce winnings for you.
2. Affiliate Relationships and Commercial Disclosure
Some of the links on raysindex.com are affiliate links. When you follow one of those links and register or deposit at a casino, American Casinos may receive a commission from that operator at no extra cost to you. This is how we fund the research and editorial work behind the site.
Commercial relationships do not determine rankings or editorial ratings. Position in any ranked list is based on our independent assessment of factors such as payout percentages, licence status, payment options and bonus conditions. A casino cannot buy a higher position. You can read more about how we evaluate sites on our About Us page.
3. Eligibility — Who May Use This Site
This website is intended for adults only. The minimum legal age for online gambling in the United States is 21 in most states, though some forms of gambling differ by jurisdiction. By using raysindex.com, you confirm that:
- You are at least 21 years of age, or the applicable legal gambling age in your state, whichever is higher.
- Online casino gambling is lawful in the US state or territory where you are physically located at the time of play.
- You are accessing the site for personal, non-commercial use.
Online casino gambling is regulated at the state level in the US. Legal, licensed real-money online casino operations are currently permitted in a limited number of states. It is your responsibility to confirm that participating in real-money online gambling is permitted where you are located before registering with any operator. American Casinos does not represent that any specific casino is available or licensed in your state.
4. Accuracy of Information
We make reasonable efforts to ensure that the content on raysindex.com is accurate, current and fairly presented. However, casino offers — including welcome bonuses, free spins, wagering requirements, payout limits and game availability — change frequently and without notice. Information published here may not reflect the most current terms offered by a casino at the moment you visit.
Always verify the current bonus terms, eligibility conditions and any other material details directly with the casino operator before registering or depositing. The content on this site is provided for general informational purposes only and does not constitute legal, financial or gambling advice.
Editorial ratings shown alongside casino listings represent our researchers' assessment based on the criteria described on our About Us page. They are not customer review scores, live tested results or guarantees of any outcome.
5. No Guarantee of Winnings
All casino games carry a built-in house edge. Return to Player (RTP) figures are long-term statistical averages across many thousands of game rounds — they do not predict what any individual player will win or lose in any single session. Nothing on raysindex.com implies, suggests or guarantees that using any of the casinos we list will result in a profit.
You should only ever gamble with money you can comfortably afford to lose. Never gamble with borrowed money, funds set aside for essential expenses, or money you cannot replace.
6. Responsible Gambling
American Casinos takes responsible gambling seriously. We encourage every reader to approach online casino play as a form of entertainment with a defined, affordable budget — not as a source of income.
Practical steps we recommend before you play:
- Set a deposit limit with the casino before you make your first deposit.
- Set a session time limit and stick to it.
- Never chase losses.
- Take regular breaks.
- Use the self-exclusion tools offered by the casino if you feel your play is becoming a problem.
If gambling stops being enjoyable, or if it starts affecting your finances, relationships or wellbeing, please seek support. The following organisations offer free, confidential help:
- National Council on Problem Gambling (NCPG): ncpgambling.org — Helpline: 1-800-522-4700
- Gamblers Anonymous: gamblersanonymous.org
- SAMHSA National Helpline: 1-800-662-4357
You can also find further guidance and tools on our dedicated Responsible Gambling page.
7. Third-Party Casino Operators
The casinos listed on raysindex.com — including Raging Bull, Ignition, Slots of Vegas, Ducky Luck, Slots and Casino, Casino Extreme, Dream Royale, Card Crush and Zumba Cards — are independent businesses. Each operator publishes its own terms and conditions, privacy policy, bonus rules and responsible gambling policy. American Casinos is not a party to any agreement between you and a casino operator, and we accept no liability for the conduct, content or decisions of those operators.
Before registering with any casino, you should read that casino's own terms and conditions in full. Pay particular attention to:
- Wagering requirements attached to bonuses (how many times the bonus must be wagered before a withdrawal is permitted).
- Game contribution rates (not all games count equally toward clearing a wagering requirement).
- Maximum withdrawal limits that may apply to bonus winnings.
- Bonus expiry periods.
- Identity verification (KYC) requirements before withdrawals are processed.
8. Payment Methods and Verification
Each casino on this site operates its own banking system. Payment methods commonly available to US players include ACH bank transfer, debit cards, cryptocurrency, online banking transfers, digital wallets where supported, and in some cases cash at partner locations. Processing times, minimum and maximum transaction amounts, and any applicable fees vary by operator and method.
Casinos are required to verify a player's identity before processing withdrawals — a process known as Know Your Customer (KYC). You will typically need to supply a government-issued photo ID, proof of address, and in some cases proof of the payment method used. Completing verification in advance avoids delays when you request a withdrawal. American Casinos has no access to your personal data submitted to a casino and no involvement in that process.
9. Security
raysindex.com uses HTTPS encryption to protect information transmitted between your browser and this website. We recommend that you use a strong, unique password for any casino account you create, enable two-factor authentication where the operator offers it, and access your account only from trusted devices and networks.
10. Intellectual Property
All original content on raysindex.com — including written copy, editorial ratings, comparison tables, page structure and design — is the property of American Casinos or its content contributors and is protected by applicable copyright law. You may not reproduce, redistribute, republish or commercially exploit any part of this site's content without prior written permission.
Casino logos, brand names and trademarks belong to their respective owners and are used on this site for identification and comparison purposes only. Their appearance here does not imply endorsement of American Casinos by any operator.
11. Limitation of Liability
American Casinos provides this website on an "as is" basis. To the fullest extent permitted by applicable law, we exclude all representations and warranties, express or implied, including those of merchantability or fitness for a particular purpose. We are not liable for any loss — financial or otherwise — arising from your reliance on the content of this site or from your use of any casino linked from it.
This limitation does not affect any rights you have under applicable consumer protection law that cannot be excluded.
12. Changes to These Terms
We may update these terms from time to time to reflect changes in our practices, applicable law or the services described here. The date shown at the top of the page indicates when the terms were last reviewed. Continuing to use raysindex.com after changes are posted constitutes your acceptance of the revised terms. If a change materially affects your rights, we will make reasonable efforts to highlight it prominently on the site.
13. Governing Law
These terms are governed by the laws of the United States to the extent applicable. Because online gambling law in the US varies by state, you are responsible for ensuring that your use of this site and of any casino it links to is lawful where you are located.
14. Contact
If you have a question about these terms, a concern about content accuracy, or a request relating to your data, please use the details on our Contact Us page. We aim to respond to all enquiries promptly.